Loan Protection

Finance Smart strongly encourages customers to consider loan protection.

This cover will pay your loan repayments if you cannot work due to sickness, injury or disease, or if you become involuntarily unemployed. It will even pay your outstanding balance up to the policy limit should you die.

• Cover is available for joint owners/applicants.
• Financed as part of your loan, and is usually only an extra few dollars per week.
• Covers the whole term of the loan.

This cover will not effect, and is in addition to any of your sick leave or compensation entitlements, and gives protection to your family or loan gaurantor rather than passing the burden of debt.

Shortfall Insurance
Also known as GAP cover, this is another popular and relatively cheap form of valuable cover
click here for details.

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